What is Owlsplit?
Owlsplit is a free web app for splitting shared expenses with friends, on trips, dinners or in a shared
house. Everyone logs what they paid, Owlsplit works out exactly who owes whom, and friends settle up by scanning each
other’s GCash, Maya or bank QR code. It is made by OwlOpsCo in the Philippines.
- Price
- Free. Premium is ₱29 a month, no auto-renew.
- Sign-up
- Not needed. Join a trip with a code.
- Works on
- Any phone or computer browser; installable to the home screen.
- Splits
- Equal, exact amounts, percentages, shares, or item by item.
- Settling up
- GCash, Maya or bank QR codes, then mark it paid.
- Currencies
- Any; one currency per trip.
Questions
Is Owlsplit free?
Yes. Splitting, settling up, joining trips and payment QR codes are free, with 3 receipt scans a month. Premium is ₱29 a month for unlimited scans, other currencies, a bill for each person, proof of payment, an ambagan pool, trip recaps and more.
Do my friends need to sign up?
No. Anyone can open the app and join your trip with its 8-character code. An account is optional and keeps your trips on all your devices.
What if everyone ordered different things?
Split item by item: add each dish and tap who had it, leave shared dishes and the service charge on Everyone, and type each person’s own orders. Everyone’s total adds up to the bill.
Can friends pay me with GCash or Maya?
Yes. Add your GCash, Maya or bank QR code and it shows next to what people owe you, so they can scan and pay, then mark it paid.
Is it only for trips?
No. Use it for any shared spending: dinners, a shared house, rent and bills, events or a barkada outing.
How does Owlsplit work out who owes whom?
For every expense, each person who shared it owes the person who paid their share. Between two people those amounts cancel out, so each pair has at most one payment, and every payment traces back to the expenses behind it.
Does it work on iPhone and Android?
Yes. It runs in any phone or computer browser, and you can add it to your home screen to open it like an app. There is nothing to download from an app store.
Can I use other currencies?
Yes. Each trip has its own currency and amounts are never silently converted. Premium adds live exchange rates so you can see totals in your home currency.
Is Premium worth it?
Yes and no — it’s up to you. The free plan already does everything you need to split and settle up, including 3 receipt scans a month. Premium is there if you want more, and what it brings in pays the bills for running Owlsplit and what we spent building it. We want Owlsplit to stay free for everyone as much as we can, which is why receipt scanning is in the free plan too.
Why did you build Owlsplit?
For our own barkada’s treasurer: the friend who logged every expense, often paid first for everyone, and then had to go through the receipts one by one to work out who owes whom. We built it for them, and we’re sharing it with every friend group’s treasurer. Read the story.
Is my data private?
Only people who join your trip can see it. Premium payments go through PayMongo, so card and e-wallet details never reach Owlsplit, and you can delete your account at any time.
Can we pay something off in parts, like hulugan?
Yes. In a trip’s Members tab, set a payment deadline and choose to pay in parts: every month on the same day, every 15th and 30th, or every 15 days, with how much is due each time. Each person sees what they owe next and when, and paying ahead moves their next due date on. See the guide.
What happens if someone pays late?
Nothing, unless the person who made the trip set a deadline. If they did, everyone with an account gets an email 2 days before, on the day and the day after. Late interest is added only if it was set, and only on what’s overdue. Owlsplit works out the amounts; it never collects money.
Can only one person add the expenses?
Yes. The person who made the trip can turn on Only I can add expenses (Premium). Everyone else still sees every expense and settles up as usual, but can’t add, edit or delete expenses.
Will I know if someone deletes an expense?
Yes. Everyone else on the trip gets a notification in the bell, showing what was deleted and how it changed their balance. New expenses and repayments that involve you show up there too.
How accurate is receipt scanning?
It reads printed receipts and screenshots of delivery apps and e-wallets well, including discounts, service charge and VAT, but always check the items before saving. PDFs can’t be scanned: take a screenshot instead.
Does it work without internet?
Once you’ve opened it, the app opens without a signal and shows the trips it last loaded. Adding expenses and syncing with your group need a connection.
What if I change or lose my phone?
Sign in with Google or an email code and your trips follow you to any phone or computer. As a guest, your trips live only in that browser; anyone on the trip with an account can reset your name so you can pick it again with the trip code.
Do you have vouchers or promo codes?
Sometimes. We post giveaways and promo codes on Instagram and Threads at @owlsplit.site. To use one, open Premium in the app and tap Have a voucher code?
How do I delete my account?
In the app, open Account, tap Delete account and type DELETE. Trips you made pass to the next person on them, and trips only you were on are deleted.
How do I contact you?
Email us at owlopsco@gmail.com, or message @owlsplit.site on Instagram or Threads. More on the contact page.
